This is a summary description of the benefits that make up the Williams College Group Insurance Plan (the “Plan”). This, together with the policies, certificates, and other materials from insurers, HMOs or other providers that are provided as separate documents, constitute the Summary Plan Description, as required by a federal law known as ERISA (the Employee Retirement Income Security Act of 1974), for your benefits under the Plan. The benefits ofered under the plan are health, dental, supplemental life, dependent life, and supplemental long term disability insurance benefits for which the employee pays all or part of the cost; basic life, basic long term disability, and accidental death and dismemberment insurance benefits that are fully paid by the college, as well as an Employee Assistance Program that is fully paid by the college; and the Medical Expense Reimbursement Account (MERA) and Dependent Care Reimbursement Account (DCRA) that permit employees to pay certain expenses on a pre-tax basis.
Policies, certificates, and other detailed benefits descriptions are available without cost in the Benefits Office. The Benefits Office is located in the Office of Human Resources, 100 Spring Street, Second Floor, and can be reached at (413) 597-4355.
The Summary Plan Description describes only the major features of the Plan. In the event of any inconsistency between the Summary Plan Description and the legal plan documents of the Group Insurance Plan, the legal plan documents will govern.