Available investment options are those offered by the Teachers Insurance and Annuity Association (TIAA) and the College Retirement Equities Fund (CREF). Each participant decides how contributions made on his or her behalf are distributed among these investment options. The participant may change the allocation of participant and College contributions and their earnings at any time, subject to certain restrictions, by calling TIAA-CREF or online at www.tiaa.org/public/tcm/williams. Details about each option are included in the TIAA-CREF enrollment packet as well as various TIAA-CREF brochures that are available in the Human Resources Office.
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