Benefits: Insurance

Health Insurance Benefit

Options Available Please refer to the Health Plan Summaries. Employees may elect either individual or family coverage.  Provider directories are available online at the Blue Cross Blue Shield of Massachusetts website or can be obtained from the Benefits Office. This document does not provide a detailed description of… Continue reading »

Dental Insurance Benefit

This is a self-insured plan administered by Blue Cross Blue Shield of Massachusetts and pays for dental care provided by a Dental Blue network of dentists, and by non-network dentists in Massachusetts and out-of-state. Usually employees pay lower out-of-pocket expenses when they use Dental Blue network dentists, and higher out-of-pocket… Continue reading »

Vision Insurance Benefit

Eligible faculty and staff may enroll in the vision plan.  The College does not make contributions on behalf of the employee. However, eligible Faculty, Administrative and Support Staff can conveniently pay for their share of the vision plan premiums on a pre-tax basis by payroll deduction. Coverage Levels… Continue reading »

Healthcare Flexible Spending Account

The Healthcare FSA allows participants to pay for eligible medical expenses with pre-tax dollars through automatic payroll deduction. The College will credit the amount deducted from a participant’s pay to a bookkeeping account, and the participant may draw on the account to reimburse himself or herself for eligible medical expenses. Continue reading »

Dependent Care Reimbursement Account

The Dependent Care Reimbursement Account (DCRA) assists employees of Williams College in paying for work related dependent care expenses on a tax-free basis. The IRS requires an annual enrollment for all Healthcare FSA account. Information about DCRA including instructions for renewing your account or setting up a new account can be… Continue reading »

Long Term Disability

All eligible faculty and staff are covered under the college’s basic group long-term disability (LTD) insurance plan and may choose to be covered under the plan’s supplemental option. Coverage under both the basic plan and the supplemental option is available beginning on the employee’s hire date (or benefits eligibility date). Continue reading »

Long-Term Care Insurance

Planning Ahead Long-term care planning is part of the life-cycle planning process, yet it’s missing from most individual’s retirement planning. A primary goal of this important benefit is to provide education on a topic that could threaten your financial security and quality of life. Policies may be available to spouse/partners… Continue reading »