A participant’s right to continued participation in medical and dental plan options during leaves of absence for many types of military duty is protected by the Uniformed Services Employment and Reemployment Rights Act (USERRA). Under USERRA, if a participant is absent from work due to a period of active duty (or inactive duty training) in the military for less than 31 days, medical and dental plan participation will not be interrupted, although the participant will still be responsible for paying his or her share of plan premiums. If the absence is for more than 31 days, the participant may continue to maintain plan coverage for a period of up to 24 months by paying premiums in the manner specified by the college. The Plan Administrator can provide more details about USERRA, including which other health benefits under the Plan USERRA may apply to.
USERRA continuation coverage is considered alternative coverage for purposes of COBRA. Therefore, if a participant elects USERRA continuation coverage, COBRA coverage will generally not be available.